ET NOW
May 2025
RBI Registered NBFC · Est. 2009
You've done
the hard work.
The loan should be the easy part.
Vehicle loans, farm equipment finance, and small loans against property, for truck owners, farmers, and small business owners. Simple process. Clear terms.
- Loan decision in 72 hours
- Fewer documents: we look at your business, not just papers
- 500+ branches in towns across 23 states
1 Lakh+
customers served
₹7,700 Cr+
assets managed
23 states
across India
What are you financing?
Select your loan type and we'll match you with the right product.
- Your details are safe. We do not share your information with third parties.
- Free enquiry. Our team will call back within 4 business hours.
Pick the loan that fits
your business.
Most Popular
Commercial Vehicle Finance
For truck owners buying their second vehicle, fleet operators expanding their business, and first-time buyers. New trucks, used vehicles, and top-up loans, all considered.
Starting 14%
Interest rate p.a.
Up to 60 months
Repayment tenure
72 hours
To loan decision
New Commercial Vehicle
Used / Pre-owned Vehicle
Top-Up Loan
Fleet Expansion
Farm Equipment
Tractor and harvester loans that align with harvest cycles. New, used, and top-up loans for farmers who need the equipment before the season starts.
Learn moreConstruction Equipment
Finance for excavators, transit mixers, cranes, and compactors. Because the next contract is only as good as your equipment.
Learn moreCar & MUV Loans
New and pre-owned car financing for personal and small commercial use. Competitive rates, fast turnaround.
Learn more
Micro Loan Against Property
Enquire about Micro LAP
Your property. Your working capital.
A small property is still an asset. IndoStar's Micro LAP unlocks its value for self-employed borrowers and small business owners, transparently and without the complexity of a bank.
Small ticket loans considered
Residential & commercial property
Balance transfer available
Flexible repayment
Enquire about Micro LAP
Life Insurance
Protect your family's income if the unexpected happens. Offered through our branch network as a registered corporate agent.
EnquireMotor Insurance
Your commercial vehicle is your livelihood. Keep it covered: third party and comprehensive policies available.
EnquireAccident & Critical Illness
Cover for personal accidents and critical illness, because your family's security shouldn't depend only on your ability to work.
Enquire
Present where you work.
Fast when you need us.
We work in your town, move fast when you need money, and keep every term honest and clear.
A decision, not a wait
72-hour turnaround
From application to decision: 72 hours. Not the three to four weeks a loan approval usually takes.
Applies to vehicle loan applications with complete documentation
Branches where you work
500+ across 23 states
Our branches are in Nagpur, Muzaffarpur, Coimbatore, not just Mumbai and Delhi. When you walk in, the officer knows your district. That's not accidental.
Present in Tier 2, 3 & 4 towns across India, concentrated in vehicle heartlands
Evaluated as a person
Minimum documentation
We look at your livelihood, your repayment track record, your potential, not just a stack of documents. Informal income? We understand how it works.
Serving self-employed, transport operators, and farmers since 2009
The process
Three steps to your loan.
Apply, get evaluated, get your money. No long waits, no surprise requests. You always know where things stand.
01
Apply online or at a branch near you
500+ branches across 23 states. Walk in or fill out a short form online.
15–20 minutes02
We evaluate & give you a clear answer
Submit basic documents. Our team reviews your application and gets back to you within 72 hours.*
72 hours03
Loan disbursed. You're on your way.
Funds go directly to the dealer or seller. Sanction letter with full terms. Transparent, nothing hidden.
Disbursement on sanction day
Start your application today
*Subject to complete documentation and credit evaluation. Applicable for vehicle loan applications.
Calculate your EMI
Adjust the numbers to fit your business cash flow. Actual rates are set after credit evaluation. This gives you a solid planning figure.
₹
₹50K₹1 Crore
%
8%30%
Your monthly EMI
₹17,089
per month for 36 months
Total Interest
—
Total Payable
—
Apply for this loan
Indicative only. Actual rate depends on vehicle type, credit profile, and down payment.
Customers across India
In their own words.
₹12 lakh.
My second truck. Three banks had already said no. IndoStar came to see me at my home in Nagpur, understood my business, and gave me a decision in three days. That truck paid for itself in the first year.
Ravi Patil
Fleet Owner, Nagpur, Maharashtra
Farming doesn't wait for a bank's timetable. I needed my tractor before the kharif season. IndoStar approved my loan and the tractor was delivered a week before sowing. That's the difference.
Sukhwinder Singh
Ludhiana, Punjab
Tractor Loan · ₹6.5L
My property is small. Every bank I approached said the ticket size was too small for them. IndoStar didn't say that. The micro LAP helped me double the size of my tailoring unit.
Priya Kumari
Lucknow, Uttar Pradesh
Micro LAP · ₹4.2L
The branch officer in Coimbatore knew exactly what documents I needed. One visit, no confusion, no running around. In twelve years of doing business, that's the smoothest loan I've taken.
Kavitha Rao
Coimbatore, Tamil Nadu
Used Truck Loan · ₹8.8L
Your loan. Your phone.
Anywhere in India.
Pay EMIs, check your balance, download your statement, raise a service request. All without stepping into a branch.
Pay EMIs Instantly
UPI, net banking, or debit card. Payment confirmed in seconds.
Real-Time Loan Status
From application to disbursement: know exactly where you stand.
Download Statements & NOC
Account statements, interest certificates, and closure letters on demand.
24/7 Support
Raise a service request or speak with customer care, any time.
Apply for Top-Up Loans
Good repayment history? Apply for a top-up with no branch visit needed.
Foreclosure Calculator
See your prepayment amount and request a foreclosure statement instantly.
IndoStar in the news
Mint
March 2025
IndoStar expands to 500 branches, deepening reach in Tier 3 and Tier 4 India
Full article coming soon
Business Standard
Jan 2025